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Employee State Insurance (Central) Rules, 1950

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Chapter I


Rule 1: Short title and extent

(1) These rules may be called the Employees' State Insurance (Central) Rules,1950.

(2) They extend to the whole of India.

Rule 2: Definitions

In these rules, unless there is anything repugnant in the subject or context,-
(1) " the Act" means the Employees State Insurance Act, 1948 (Act XXXIV of 1948);

(1-A) "Average daily wages during a contribution period" in respect of any employee means the aggregate amount of wages payable to him during that period divided by the number of days for which such wages were payable;

(1-B) "Average daily wages during a wage period" means:-

(a) in respect of an employee who is employed on time-rate basis, the amount of wages which would have been payable to him for the complete wage period had he worked on all the working days in that wage period, divided by 26 if he is monthly rated, 13 if he is fortnightly rated, 6 if he is weekly rated and 1 if he is daily rated ;

(b) in respect of an employee employed on any other basis, the amount of wages earned during the complete wage period in the contribution period divided by the number of days in full or part for which he has worked for wages in that wages period:

Provided that where an employee receives wages without working on any day during such wage period, he shall be deemed to have worked for 26, 13, 6 or 1 days or day if the wage period be a month, a fortnight, a week or a day respectively.

Explanation.- Where any night shift continues beyond midnight, the period of the night shift after midnight shall be counted for reckoning the day worked as part of the day preceding;

(1-C) "benefit period" means the period not exceeding six consecutive months corresponding to the contribution period, as may be specified in the regulations;

(2) "Chairman" means the Chairman of the corporation, the Standing Committee or the Medical Benefit Council, as the case may be ;

(2-A) "Contribution period" means the period not exceeding six consecutive months, as may be specified in the regulation;

(3) "Form" means a form appended to these Rules;

(4) "Fund" means the Employees State Insurance Fund;

(5) "Government Securities" means Government Securities as defined in the Indian Securities Act, 1920;

(6) "immovable property" includes land, benefits to arise out of land, things attached to the earth, or permanently fastened to anything attached to the earth;

(7) "movable property rate" means property of every description except immovable property;

(7-A) "Standard benefit rate" means average daily wages obtained by dividing the total wages paid during the contribution period by the number of days for which these wages were paid;

(8) "State Medical Commissioner" means a duly registered medical practitioner including a medical officer in the service of the State Government appointed as such by the Corporation;

(9) "year" shall mean the financial year, that is to say, the period beginning from the first of April and ending with the thirty-first of March of the year following;

(10) all other words and expressions shall have the meaning respectively assigned to them in the Act .

Chapter II


Rule 2-A: Election of member of parliament to the Corporation

The House of the People (Lok Sabha) and the Council of State (Rajya Sabha) shall elect in such manner as the speaker of the House of the People or as the case may be the Chairman of the Council of State may direct, two members of the House of the People (Lok Sabha) and one member of the Council of States (Rajya Sabha ) to be members of the Corporation.


Rule 3: Election of members of the Standing Committee

(1) The Chairman of the meeting shall, at a meeting of the Corporation at which it is proposed to elect members of the Standing Committee under clause (c) of Section 8, invite members to propose names from among members of the Corporation belonging to the group from which elections is to be made.The names proposed shall be duly seconded by another member of the Corporation.

(2) If the number proposed from any group for election does not exceed the number of vacancies to be filled from that group, the persons whose names have been so proposed shall be declared elected to the Standing Committee.

(3) If the number proposed for election from a group exceeds the number of vacancies to be filled therefrom, each member of the Corporation present at the meeting shall be given a ballot paper containing the names of all the candidates proposed and he shall be required to vote thereon for as many candidates from the group as there are vacancies to be filled up. Not more than one vote shall be given in favour of any candidate. If any member votes for more candidates than there are vacancies in the group or gives more than one vote in favour of any one candidate, all his votes shall be deemed to be invalid.

(4) The persons getting the highest number of votes shall be declared by the Chairman, at the meeting or as soon thereafter as possible, as duly elected to the Standing Committee:

Provided that where an equality of votes is found to exist between any candidates and the addition of one vote will entitle any of the candidates to be declared to be elected, the determination of the person or persons to whom such one additional vote shall be deemed to have been given shall be made by lot to be drawn in the presence of the Chairman and in such manner as he may determine.

(5) If any question shall arise as to the validity of any election it shall be referred to the Central Government whose decision in the matter shall be final .

Rule 4: Restoration to membership

(1) A member of the Corporation, the Standing Committee or the Medical Benefit Council, who ceases to be a member by virtue of Section 12, shall be informed of such cessation by a letter sent to him by registered post. The letter shall also indicate that if he desires restoration to membership, he may apply therefor within thirty days from the receipt of the letter.

(2)The application under sub-rule (1) shall indicate the reasons which prevented him from attending three consecutive meetings and shall be addressed to the Chairman concerned.

(3) The application shall be placed before the next meeting of the Corporation, the Standing Committee or the Medical Benefit Council, as the case may be, and if a majority of the members present at such meeting are satisfied that the reasons for failure to attend three consecutive meetings are adequate, he shall be restored to membership immediately after a resolution to that effect is adopted.

(4) The benefit of restoration to membership as provided for in this rule shall be allowed to a member only once during any one term as a member.

Rule 5: Fees and allowances of members

(1) Subject to the provisions of sub-rules (2) and (3), every non-official member of the Corporation, Standing Committee or the Medical Benefit Council shall be allowed travelling and daily allowance for attending the meetings of the Corporation or the Standing Committee or the Medical Benefit Council, as the case may be, at the following rates:-

(i) Travelling Allowance:

(A) A non-official member residing at the place where a meeting is held shall be allowed the actual expenditure incurred by him on conveyance subject to the maximum of rupees fifty for each day on which he attends one or more meetings ;

(B) a non-official member, not residing at the place where a meeting is held, shall be allowed to draw:

(a) actual expenditure incurred by him on air journey by economy (tourist) class; or

(b) actual expenditure incurred by him on journey by rail by 2nd class A.C. two tier sleeper or First Class, as the case may be;

(c) actual fare or expenditure incurred on road journey by taxi or own car or auto-rickshaw or bus (other than an air conditioned bus) but not exceeding the rates notified by the concerned Director of Transport for journey by taxi or auto-rickshaw. When the journey is performed between place connected by railway, mileage would be limited to what would have been admissible to the member under clause (b) of this item.

(ii) Daily allowance:

(A) A non-official member residing at a place where a meeting is held shall not be entitled to any daily allowance;

(B) A non-official member ,not residing at place where a meeting is held shall be paid daily allowance at the rate of Rs 150 (Rupees one hundred and fifty only) per day if the member stays in a hotel and Rs 100 (Rupees one hundred only) per day if the member does not stay in a hotel:

Provided that the daily allowance shall be calculated for the entire absence from the normal place of residence of the non-official member on calendar day basis; i.e. midnight to midnight as under:

For absence not exceeding 6 hours....Nil
For absence exceeding 6 hours but not exceeding 12 hours....70%
For absence exceeding 12 hours ....100%

(2) A non-official member of the Corporation or Standing Committee or the Medical Benefit Council who is a Member of Parliament or a Member of State Legislature shall be paid travelling allowance and daily allowance in accordance with the provisions of the Salary, Allowances and Pension of Members of Parliament Act, 1954 (30 of 1954) or the respective provisions of the law pertaining to the members of the concerned State Legislature.

(2-A) Travelling and daily allowance shall be allowed if a member certifies that he has not drawn any travelling or daily allowance from any other source in respect of the journey and half for which the claim is made.

(2-B) The daily and travelling allowance shall also be payable in respect of the meetings of any sub-committee set up by the Corporation, the Standing Committee or the Medical Benefit Council.

(3) For attending a meeting of the Corporation, the Standing Committee, Medical Benefit Council or meetings of a sub-committee set up by the Corporation, Standing Committee or the Medical Benefit Council, an official member of the Central Government shall draw his travelling allowance from his department on a scale admissible to him under the Central Government rules and the amount so drawn shall, on a demand being made therefor by the Central Government, be reimbursed by the Corporation to that Government.

(4) Payments shall not be made to a non-official member earlier than the last date upon which the allowance is claimed. The travelling allowance for both the onward and return journeys will be included in the travelling allowance bill and the payment made thereof treated as final, irrespective of the date of completion of the journey. The Director General, Employees' State Insurance Corporation will, however, obtain a formal intimation from the non-official member to the effect that the return journey has, in fact, been completed.

Rule 6: Minimum number of meetings

(1) The Corporation and the Medical Benefit Council shall meet at least twice each year.

(2) The Standing Committee shall meet at least four times each year.
(3) The Chairman may, whenever he thinks fit and shall, within fifteen days of the receipt of a requisition in writing from not less than one-half of the members of the body concerned, call a meeting thereof.
(4) Any requisition made under this rule shall specify the object of the meeting proposed to be called.




Rule 7: Roll of members

(1) The Corporation shall maintain a Roll of Members separately for the Corporation, the Standing Committee and the Medical Benefit Council. The name and the address of each member shall be stated therein .

(2) If a member changes his address, he shall notify such change to the Corporation for the correction of his address in the Roll.



Rule 8: Notice of meeting and list of business

(1) The Chairman shall decide the date, time and place of every meeting. A notice of not less than twenty-one days from the date of issue shall ordinarily be given to every member, of each meeting of the Corporation, the Standing Committee or the Medical Benefit Council, as the case may be. Such notice may be given to every member by post or in any other suitable manner. A list of business proposed to be transacted shall, after approval by the Chairman, be posted along with the notice. Brief notes on each item of the agenda shall be sent along with the agenda or as soon thereafter as possible. If it is necessary to convene an emergency meeting, a reasonable notice thereof shall be given to every member.

(2) No business other than that for which a meeting is convened shall be considered at that meeting, except with the permission of the Chairman of the meeting.

Rule 9: Chairman of the meeting

The Chairman, or in his absence the Vice-Chairman, if any , of the Corporation, the Standing Committee or the Medical Benefit Council, as the case may be, shall preside at the meetings. In the event of the absence of both the Chairman and Vice- Chairman, if any, the members present may elect one from amongst themselves to preside.



Rule 10: Quorum

No business shall be transacted at any meeting unless a quorum of fifteen members in the case of the Corporation, five members in the case of the Standing Committee and seven members in the case of the Medical Benefit Council, is present:

Provided that if at any meeting there is not a sufficient number of members present to from a quorum, the Chairman of the Meeting may adjourn the meeting to a date not later than seven days from the date of the original meeting and it shall thereupon be lawful to dispose of the business at such adjourned meeting irrespective of the number of members attending.

Rule 11: Disposal of business

Any business which requires consideration by the Corporation, the Standing Committee or the Medical Benefit Council shall be considered at a meeting thereof :
Provided that the Chairman may, if he thinks fit, direct that the necessary papers may be referred for opinion to all members:

Provided further that the decision on any question which is so referred shall be acted upon if supported by not less than a two-third majority of the members of the body concerned. In other cases or where the Chairman so decides, the question shall be considered at a duly convened meeting .


Rule 12: Proceedings of the meetings

(1) The proceedings of each meeting , showing inter alia the names of the members present thereat, shall be forwarded to each member of the Corporation, the Standing Committee or the Medical Benefit Council, as the case may be, and to the Central Government as soon after the meeting as possible and in any case not later than four weeks after the meeting.

(2) The minutes of each meeting shall be confirmed with such modifications as may be considered necessary at the next meeting .



Rule 13: Minute-books

(1) The minutes of meeting of the Corporation, the Standing Committee and the Medical Benefit Council shall be kept in separate books (hereinafter referred to as minute-books) and shall be signed by the Chairman of the meeting at which the proceedings are confirmed.

(2) A copy of the minutes so confirmed shall be forwarded to the Central Government within fifteen days form the date of such confirmation.

(3) The minute-books shall be kept open at the principal office of the Corporation during officer hours on working days for inspection free of charge by any member of the Corporation.

(4) The minute-books of the Medical Benefit Council shall be kept open at the principal office of the Corporation during officer hours on working days for inspection free of charge by any member of the Medical Benefit Council.

Rule 14: Powers and duties of the Medical Benefit Council

The Powers and duties of the Medical Benefit Council shall be -
(1) to advice the Corporation in regard to the constitution, setting up, duties and powers of the Regional and Local Medical Benefit Councils ;

(2) to make recommendations to the Corporation in regard to-

(i) the scale and nature of medical benefit provided at hospitals, dispensaries, clinics and other institutions and the nature and extent of the medicines, staff and equipment which shall be maintained at such institutions and the extent to which these fall short of the desired standard;

(ii) the medical formulary for use in connection with the medical benefit provided under the Act;

(iii) medical certification, including the procedure and the forms for such certification, statistical returns, registers and other medical records;

(iv) measures undertaken for the improvement of the health and welfare of insured persons, and the rehabilitation and re-employment of insured persons, disabled or injured.

(3) to advice the Corporation on any matter relating to the professional conduct of any medical practitioner employed for the purpose of providing medical benefit under the Act.

Chapter III


Rule 15: Salaries, allowance and conditions of service of the Director General and Financial Commissioner.

Salaries, allowance and conditions of service of the Director General and Financial Commissioner.-

(1) The Director General shall be in the scale of pay of Rs 22400-24500 and the Financial Commissioner shall be in the scale Rs 18400-22400.

(2) The Director General and the Financial Commissioner shall receive dearness allowance, city compensatory allowance, house rent allowance, travelling allowance and other allowances, at such rates, and such provident fund, leave and medical benefits as may be sanctioned for the officers of the Central Government drawing similar salary at the place where that are posted :

Provided that where the Director General or the Financial Commissioner is a person already in the service of the Corporation, he shall be entitled to pension, gratuity and other superannuation benefits to which he would have been otherwise entitled but for his appointment as the Director General or the Financial Commissioner :

Provided further that the pay, allowances and other conditions of service of the Director General or the Financial Commissioner, if he is a person already in the service of the Government, shall be such as may be determined by the Central Government in each individual case.

Rule 16: Powers and duties of the Director General

(1)The powers and duties of the Director General shall be -

(i) to act as the Chief-Executive Officer of the Corporation;
(ii) Omitted by G.S.R.76,dt.22.1.1991(w.e.f.1-2-1991).
(iii) to convene, under the orders of the Chairman, meeting of the Corporation, the Standing Committee and the Medical Benefit Council in accordance with the Act and the Rules and to implement the decisions reached at the meetings;
(iv) to enter into contracts on behalf of the Corporation in accordance with the Act or the Rules or Regulations made thereunder, or the general or special instructions of the Corporation or the Standing Committee;
(v) to furnish all returns and documents required by the Act or the Rules to the Central Government and to correspond with the Central Government and the State Government upon all matters concerning the Corporation;
(vi) to undertake such other duties and to exercise such other powers as may from time to time be entrusted or delegated to him .

(2) The Director General may, with the approval of the Standing Committee, by general or special order, delegate any of his powers or duties under the Rules or the Regulations or under any resolution of the Corporation or the Standing Committee, as the case may be, to any person subordinate to him. The exercise or discharge of any of the powers or duties so delegated shall be subjected to such restrictions, limitations and conditions, if any, as the Director General may, with the approval of the Standing Committee impose.

Rule 17: Powers and duties of the Insurance Commissioner

Omitted.

Rule 18: Powers and duties of the Medical Commissioner

Omitted.

Rule 19: Powers and duties of the Financial Commissioner.

The powers and duties of the Financial Commissioner shall subject to the control of the Director General be-

(i) to maintain the accounts of the Corporation and to arrange for the compilations of accounts by the collection of returns from the Centres and Regions;
(ii) to prepare the budget of the Corporation;
(iii) to arrange for internal audit of the accounts of the Centres and Regions and of the receipt and payments thereat;
(iv) to make recommendations for the investment of the funds of the Corporation; and
(v) to undertake such other duties and to exercise such other powers as may, from time to time, be entrusted or delegated to him.

Rule 20: Creation of posts by the Corporation.

The powers for creation of posts vested in the Corporation under sub-section (1) of Section 17 of the Act shall be exercised by the Corporation in relation to posts carrying maximum scale of pay of Rs.37400-67000.

Chapter III-A


Rule 20-A: Appeals to Medical Appeal Tribunal

(1) If the insured person or the Corporation is not satisfied with the decision of the Medical Board, the insured person or the Corporation may appeal against such decision to the Medical Appeal Tribunal referred to in sub-section (2) of Section 54-A by presenting an application within three months from the date of communication of the said decision to the insured person or the Corporation as the case may be:

Provided that the Medical Appeal Tribunal may entertain an application after the period of three months, if it is satisfied that the appellant had sufficient reasons for not presenting the application within the said period.

(2) The application, referred to in sub-rule (1) shall be in Form II and shall contain a statement of the grounds upon which the appeal is made.

(3) The application may be sent to the Chairman of the Medical Appeal Tribunal by registered post or may be presented personally.

Rule 20-B: Appeals to Employees Insurance Court

(1) The insured person or the Corporation may appeal to the Employee' Insurance Court by presenting an application within three months of the date of communication of the decision of the Medical Board or of the Medical Appeal Tribunal to the insured person or the Corporation,as the case may be:
Provided that the Employees' Insurance Court may entertain an application after the period of three months, if it is satisfied that the applicant had sufficient reasons for not presenting the application within the said period.

(2) The rules made by the State Government in respect of the form and manner to be followed in presenting applications to the Employees' Insurance Court, shall be applicable to the applications presented under this rule.

Chapter IV


Rule 21: Bank or Banks for depositing the Fund

(1) All moneys accruing or payable to the Fund shall be received by such officers of the Corporation as may be authorized by it in this behalf. The amount so received shall as soon as practicable be acknowledged by a receipt in Form I and deposited in the Reserve or the State Bank of India or any of its subsidiaries or the Nationalised Banks to the account of the Fund:

Provided that any moneys may also be paid directly to the account of the Fund in any such bank.

Explanation.- "Nationalised Bank" means a corresponding new bank specified in the First Schedule to the Banking companies (Acquisition and Transfer of Undertakings) Act, 1970 (5 of 1970) or a corresponding new bank specified in the First Schedule to the Banking Companies (Acquisition and Transfer of Undertakings Act, 1980 (40 of 1980).

(2) The receipt book in Form I shall be numbered serially by machine and the unused forms shall be kept in custody of the Financial Commissioner or such other officer of the Corporation as may be authorised by the Corporation in this behalf.

Rule 22: Procedure for crediting moneys to the Banks

(1) All moneys accruing or payable to the Corporation shall be credited to the approved bank and not utilised directly for any purpose.

(2) The bank or banks shall be required at the end of every calendar month to furnish to the Corporation or such officer as may be authorised by it in this behalf, a statement of the amounts deposited in and withdrawn from the Fund during the month. These statement shall be examined by the Director General before the expiry of a period of two months following the period to which the statements relate.



Rule 23: Purpose and manner of payment out of the Fund

(1) The accounts of the Fund shall be operated on by such officers as may be authorised by the Standing Committee with the approval of the Corporation.

(2) No payment shall be made by the bank or banks out of the Fund except on a cheque signed by such officers as may be authorised under sub-rule (1).

(3) Any payment in excess of one hundred rupees shall be made by means of a cheque signed as aforesaid and not in any other way unless specifically authorised by the Standing Committee:

Provided that payment of salaries to the employees of the Corporation drawing a basic salary not exceeding rupees two hundred and fifty a month may be made in cash.

(4) No payment shall be made out of the Fund unless the expenditure is covered by a current budget grant:

Provided that in the absence of a current budget grant, the Corporation may authorise payments either generally or for any particular case:

Provided further that the payment of benefits to insured person under the provisions of the Act and of the pay and allowances of duly sanctioned posts shall not be withheld for want of a sanctioned budget grant.

Rule 23-A: Promotion of measures for the improvement of health and welfare of insured persons.

For the promotion of measures for the improvement of the health and welfare of insured persons and for the rehabilitation and re-employment of ensured persons who have been disabled or injured, the corporation may incur an expenditure up to a limit of rupees fifteen lakhs per year from the Employees State Insurance Fund.




Rule 24: Circumstances in which cheques may be drawn

Before any person authorised under Rule 23 signs a cheque, he shall satisfy himself that the sum for which the cheque is drawn is-

(i) required for a purpose or work specifically sanctioned by the proper authority and covered by a current budget grant; and
(ii) required for any payment referred to and specified under Section 28:

Provided that in the absence of a current budget grant the Corporation may authorise payment either generally or for any particular case:

Provided further that the payment of benefits to insured persons under the provisions of the Act and of the pay and allowances of duly sanctioned posts shall not be withheld for want of a sanctioned budget grant.

Rule 25: Acquisition of property

Subject to the provisions of Rule 29 and such conditions, as may, from time to time, be laid down by the Corporation, the Director General may, for the purposes of this Act, acquire on behalf of the Corporation moveable or immovable property:

Provided that sanction of the Standing Committee shall be required for the exchange of any immovable property, for taking of any property on lease for a term exceeding twelve months, or for the acceptance of any gift or bequest of property burdened by an obligation.


Rule 26: Disposal of property

Subject to the provisions of Rule 29 and such conditions as may be laid down by the Corporation from time to time, the Director General may-
(i) dispose of, by sale or exchange, any movable property belonging to the Corporation, the value of which does not exceed ten thousand rupees in each case, or grant for any term not exceeding twelve months a lease of any immovable property belonging to the Corporation;

(ii) with the sanction of the Standing Committee, lease, sell or otherwise dispose of any movable or immovable property belonging to the Corporation.

Rule 27: Investment , transfer or realisation of the Fund

(1) All moneys belonging to the Fund which are not immediately required for expenses properly defrayable under the Act, may, subject to the approval of the Standing Committee, be invested by the Director General-

(i) in Government securities including Treasury Deposit Receipts; or
(ii) in securities mentioned or referred to in clauses (a) to (d) of Section 20 of the Indian Trusts Act, 1882 (II of 1882); or
(iii) as fixed deposit in the Reserve or the State Bank of India or any of its subsidiaries or a corresponding new bank constituted under Section 3 of the Banking Companies (Acquisition and Transfer of Undertaking) Act,1970 (5 of 1970).

(2) Moneys belonging to the Fund shall not be invested in any other manner except with the prior approval of the Central Government .

(3) Any investment made under this rule may, subject to the provisions of sub-rule (1) and (2), be varied, transposed, or realised form time to time:

Provided, however, that if such variation, transposition or realisation is likely to result in a loss, the prior approval of the Central Government shall be obtained.

Explanation.- The approval of the Central Government shall not be required merely on the ground that the value of the security on its maturity is less than the price at which it was purchased.

(4) The Central Government may,at any time, direct the vacation in part or in whole, or prohibit investment , in any security or class of securities of any land or building.

(5) All dividends, interests or other sums received in respect of any investment shall, as soon as possible after receipt, be paid into or credited to the account of the Fund.

(6) The expenses of, or the loss, if any, arising from any investment shall be charged to the Fund and the profit, if any, from the sale of any investment shall also accrue to the Fund.

(7) The approval under sub-rules (1) and (2) of the Standing Committee or the Central Government, as the case may be, may be given with or without any conditions either generally or in any particular case.

Rule 28: Raising and repayment of loans

(1) (i) The Corporation may, in pursuance of a resolution passed at a meeting of the Standing Committee, and with the prior approval of the Central Government, raise loans for the purposes of the Act.

(ii) In particular and without prejudice to the generality of the foregoing power,the Corporation may raise loans-

(a) for the acquisition of land and/or the raising of buildings thereon;or
(b) to repay a loan raised under this rule; or
(c) for any other purpose approved by the Central Government.

2. All loans under this rule shall be obtained-
(i) from the Central Government on such rates of interest and such terms as to the time and method of repayment as the Central Government may specify; or
(ii) with the approval of the Central Government, from the Reserve or the State Bank of India or any of its subsidiaries or any other scheduled bank .

(3) Where a loan is obtained from the Reserve or the State Bank of India or any of its subsidiaries as provided in clause (ii) of sub-rule (2), the Corporation may, with the approval of the Central Government, grant mortgages of all or any of the property vested in it for securing the repayment of the sums so advanced,with interest.

(4) All payments due from the Corporation for interest on and repayment of loans shall be made in such manner and at such time as may have been agreed upon:

Provided that the corporation may apply any sums which can be so applied, in repaying any amount due in respect of the principal of any loan although the repayment of the same may not be due.

(5) No expenditure incurred out of loan shall be charged by the Corporation to capital, except with the previous sanction (or under the direction) of the Central Government.

(6) The Corporation shall submit to the Central Government an annual statement by the thirtieth of April each year showing the loans raised and repayments made during the preceding year.

Rule 29: Procedure for execution of contracts

(1) The Corporation may enter into and perform all such contracts as it may consider necessary or expedient for carrying into effect the provisions of the Act.

(2) Every contract made under or for any purpose of the Act shall be made on behalf of the Corporation-

(i) by the Director General ; or
(ii) subject to such conditions as it may specify by such member or officer of the Corporation as it may authorise:

Provided that the prior sanction of the Standing Committee shall be obtained in respect of any contract involving an expenditure exceeding rupees five lakhs.

(3) Every contract entered into by any person as provided in sub-rule (2) shall be entered into in such manner and form as would bind him if it were made on his own behalf and may in like manner and form be varied or discharged:

Provided that the common or official seal, as the case may be, of the Corporation shall be affixed to every contract for amounts exceeding one thousand rupees.

Rule 30: Seal

(1) The common seal of the Corporation shall remain in the custody of the Director General and shall not be affixed to any instrument except in the presence of the Director General or two members of the Standing Committee, and the Director General or the said two members shall sign the contract in token of the fact that the same was sealed in his or their presence.

(2) The Corporation shall have for use at each of such other of its offices,as it may specify, an official seal which shall be a facsimile of the common seal of the Corporation with the addition of the name of the office where it is to be used.

(3) The official seal shall not be affixed to any instrument except in the presence of such person or persons as the Standing Committee may authorise in this behalf and such person or persons shall sign the instrument in token of the fact that the same was sealed in his or their presence.

(4) An instrument to which an official seal is duly affixed shall bind the Corporations as if it had been sealed with the common seal of the Corporation.

Chapter V


Rule 31: Preparation and submission of annual budget estimates

(1) The Budget estimates of the Corporation for each financial year beginning on the first of April and ending on the thirty-first of March next shall be prepared by the Chief Accounts Officer in such from as the Central Government may, from time to time, direct and shall be submitted with his recommendations by the Director General to the Standing Committee for approval at a meeting of the Standing Committee to be held before the first of February of the preceding year.

(2) A copy of the budget estimates shall be sent to each member of the Standing Committee and of the Corporation at least seven clear days before the meeting of the Standing Committee or the Corporation at which these estimates are to be considered.

(3) The Standing Committee shall consider and approve the budget estimates with such changes as it may consider necessary.

(4) The budget estimates as approved by the Standing Committee shall be placed before a meeting of the Corporation to be held before the twentieth to the February of the preceding year.

(5) The budget estimates as passed by the Corporation shall be authenticated by affixing the common seal of the Corporation and shall be submitted to the Central Government under Section 32, not later than the first of March next following.

(6) It shall be open to the Central Government to make such alterations in the budget estimates as may be considered necessary before according approval.

(7) The budget estimates as finally adopted by the Corporation and as approved by the Central Government shall be placed before the Parliament by the administrative ministry concerned in the month of March preceding the financial year to which the estimates relate and shall be published in the Official Gazette.

Rule 31-A: Administrative Expenses

(1) The expenditure incurred by the Corporation on the following items shall be termed as administrative expenses under Section 28 of the Act,namely:-

(i) payment of fees and allowances to members of the Corporation,the Standing Committee and the Medical Benefit Council,the Regional Boards, Local Committees;

(ii) payment of salaries, leave and joining time allowances, travelling and compensatory and other allowances, bonus, gratuities and compassionate allowances, pension, contributions to the provident or other benefit funds of officers and employees of the Corporation;

(iii) defraying expenses on depreciation and maintenance of staff car, office buildings, staff quarters, hiring of accommodation, purchase of furniture, office equipment, stationery, printing and other expenditure in respect of office of the Corporation;

(iv) defraying expenses towards membership subscription to International Organisation, and other service for the purposes of giving affect to the provisions of the Act;

(v) defraying the cost (including all expenses) of the auditing accounts of the Corporation and of the valuation of its assets and liabilities;

(vi) defraying the cost (including all expenses) of the Employees' State Insurance Courts set up under the Act;

(vii) Payment of any sums under any contract entered into for the purposes of this Act by the Corporation or the Standing Committee or by any officer duly authorised by the Corporation or the standing Committee in that behalf;

(viii) payment of sums under decree, order or award of any Court or Tribunal against the Corporation or any of its officers or servants for any act done in the execution of his duty or under a compromise or settlement of any suit or other legal proceedings or claim instituted or made against the Corporation;

(ix) defraying the cost and other charges of instituting or defending any civil or criminal proceedings arising out of any action taken under this Act;

(x) defraying the expenditure in connection with publicity, of the ESI Scheme including printing of publicity materials courses relevant to the purposes of the Act;

(xi) defraying the expenditure on conducting evaluation studies on various aspects of functioning of the ESI Scheme.

(2) The percentage of the total revenue income of the Corporation which may be spent every year on its administrative expenses beginning with the year 1997-98 shall not exceed fifteen per cent.

Rule 32: Supplementary estimates

The Standing Committee may cause a supplementary estimate to be prepared and submitted to the Corporation, if in respect of any financial year further expenditure is likely to be incurred. Every such supplementary estimate shall be considered and sanctioned by the Corporation and submitted to the Central Government in the same manner as if it were an original annual estimate, not later than the fifteenth of February of the Financial year to which it relates. The provisions of Rule 31 shall, so far as may be, apply to such supplementary estimate.


Rule 33: Re-appropriation

(1) If the Director General finds in the course of the year that there is likely to be an excess of expenditure over the sanctioned budget estimate under any head, he shall examine the allotment under each head of budget estimate with the object of discovering probable savings under any other head and effecting a re-appropriation. Where such re-appropriation is feasible , he may sanction the re-appropriation subject to such conditions as may be laid down by the Central Government from time to time.

(2) Funds shall not be re-appropriated to met expenditure on a new service not contemplated in the budget estimates except with the prior approval of the Central Government.

(3) No re-appropriation shall be permitted between the grant sanctioned for administrative expenses, two-thirds of which shall be met by the Central Government, and a grant sanctioned for any other expenditure.

Rule 34: Maintenance of accounts

The Corporation shall maintain complete and accurate accounts in such form as the standing Committee may, with the approval of the Central Government, specify from time to time . The books shall be balanced on the thirty first of March each year.



Rule 35: Revenue accounts

The Corporation shall prepare Revenue Accounts for the financial year ended on the thirty-first March,and Balance Sheet as on the thirty-first March, by the thirty-first of May:

Provided that on the application of the Corporation, the Central
Government may extend the said date by a period not exceeding thirty days:

Provided further that the Corporation may, and if so required by the Central Government shall, cause to be prepared the Revenue accounts and the Balance sheet for any other period of as on any other date.

Rule 36: Auditing of accounts

Omitted.

Rule 37: Production of accounts before the Comptroller and Auditor General of India

The annual accounts shall be set out and produced before the Comptroller and Auditor General of India for scrutiny on or before the fifteenth of June each year following the close of the financial year to which they relate:

Provided that on the application of the Corporation the Central government may extend the said date by a period not exceeding thirty days.


Rule 38: Powers of auditors

The Corporation shall submit all accounts to the Comptroller and Auditor General of India as required by them . The Comptroller and Auditor General of India may-
(i) by written notice, require the production before them or before any officer subordinate to them , of any document which they may consider necessary for the proper conduct of their audit;
(ii) by written notice, require any person accountable for, or having the custody or control of, any such document, to appear in person before them or before any officer subordinate to them; and
(iii) require any person so appearing before them or before any officer subordinate to them to make and sign a declaration with respect to such document or to answer any question or prepare and submit any statement.

Rule 39: Report of auditors

The report of Comptroller and Auditor General of India on the annual accounts shall be submitted to the Corporation on such date and in such forms as the Central Government may specify in this behalf and they shall state whether in their opinion the Balance Sheet is a full and fair Balance Sheet containing all necessary particulars and properly drawn up so as to exhibit a true and correct view of the state of the Corporation's affairs and in case they have called for any explanation or information from the Corporation or any of its officers, whether it has been given and whether it is satisfactory.

Rule 40: Consideration of reports

(1) The annual report on the work and activities of the Corporation (excluding the unaudited accounts for the year incorporated therein) shall be considered by the standing Committee and shall be placed for adoption at a meeting of the Corporation to be held before the tenth of December following the close of the financial year concerned.

(2) The annual accounts relating to a financial year duly authenticated by the Financial Commissioner and the Director General and approved by the Standing Committee shall be submitted for audit to the Comptroller and Auditor General of India and the Audited Accounts together with the report of the Comptroller and Auditor General of India shall be placed for adoption at a meeting of the Corporation to be held before the tenth of December following the close of the financial year concerned:

Provided that the report of Comptroller and Auditor General of India is received by the twentieth of November following the year to which it pertains.

Rule 41: Authentication of annual accounts and reports

The annual accounts together with the report of Comptroller and Auditor General of India thereon and the annual report on the work and activities of the Corporation as adopted by the Corporation shall be authenticated by affixing the common seal of the Corporation and four copies thereof shall be submitted to the Central Government not later than the twentieth of December following the close of the financial year concerned for being placed before the Parliament:
Provided that if the report of Comptroller and Auditor General of India is not received by the twentieth of November following the financial year to which it pertains, the annual accounts together with the auditors' report thereon shall be submitted to the Central Government separately from the annual report on the work and activities of the Corporation.

Rule 42: Cost of audit

The cost of audit shall be paid by the Corporation by such date as may be specified by the Central Government.

Rule 43: Publication of account

Omitted.

Rule 44: Impropriety or irregularity in accounts

(1) the auditors shall submit to the Corporation and the Central Government a separate statement , if necessary, in regard to-
(i) any material impropriety or irregularity which they may observe in the expenditure, or in the recovery of moneys due to, or in the accounts of the Corporation; or
(ii) any loss or waste of money or other property owned by or vested in the Corporation which has been caused by neglect or misconduct, with the names of the persons who in their opinion are directly or indirectly responsible for such loss or waste.

(2) The Standing Committee shall forthwith remedy any defect or irregularity that may be pointed out by the auditors and shall report to the Central Government the action taken by it thereon within ninety days of the receipt of the report of the auditors:

Provided that if there is a difference of opinion between the Standing Committee and the auditors, or if the Standing Committee does not remedy any defect or irregularity within a reasonable period, the Central Government may, and on a reference specifically made thereof, shall, pass such orders thereon as they think fit and the Standing Committee shall thereafter take action in accordance therewith within such time as may be specified by the Central Government.

Rule 45: Disallowance of expenditure incurred and surcharge for loss or deficiency

(1) The Standing Committee or any authority authorised by it in this behalf may, after giving the person concerned an opportunity to submit an explanation, and after considering any such explanation, disallow any item of account contrary to the provisions of the Act or of the rules or regulations made thereunder, and surcharge the same on the person making or authorising the making of payment of such account and shall charge against any person accounting, the amount of any
deficiency or loss incurred by the negligence or misconduct of that person,or of any sum which ought to have been but is not brought into account by that person, and shall in every such case certify the amount due from such person :

Provided that no certificate made by the authority authorised by the Standing Committee shall have effect unless it is approved by the Standing Committee.

(2) The Standing Committee shall state in writing its reasons for every disallowance, surcharge or charge made or approved by it and shall serve a certificate of the amount due and a copy of the reasons for its decision on the person against whom the certificate is made and shall also furnish copies thereof to the Central Government.

(3) Any person aggrieved by a certificate made under this rule, may, within one month from the date of the service of certificate on him under sub-rule (2), file an application to the Central Government for setting aside or modifying the disallowance, surcharge or charge in respect of which the certificate was made.

(4) On receipt of application under sub-rule (3) or on its own motion, the Central Government may, after making such inquiry as may be necessary , pass such order as it thinks fit either confirming, modifying or setting aside the disallowance, surcharge or charge in respect of which the certificate was made and the Standing Committee shall thereupon take action in accordance with such order within such time as may be specified by the Central Government.

(5) The Central Government may by order direct that all further action under the certificate made under this rule shall be stayed until the disposal of the matter pending before it under sub-rule(4).

Rule 46: Recovery of amounts certified to be due

(1) Every sum certified to be due form any person by the Standing Committee or if the certificate has been modified by the Central Government, the sum shown to be due from such person in the modified certificate, shall be paid by such person to the Corporation within three months after he has been served with the certificate of the Standing Committee; or within such longer time as may be allowed by the Central Government;any such sum, if not so paid, shall be recovered as if it were an arrear of land revenue.

(2) Any sum or part of a sum so paid or recovered , the certificate in respect of which is set aside or modified, shall, as the case may require, be wholly or partly refunded to the person who paid it.

Chapter VI


Rule 47: Establishment of Provident Fund

The Corporation shall establish, maintain and contribute to a Provident Fund called the Employees' State Insurance Corporation Provident Fund (hereinafter referred to as the Provident Fund) in respect of its employees other than those whose services are placed at the disposal of the Corporation by the Central or State Government.

Rule 48: Administration of the Provident Fund

The Provident Fund shall be administered by the Standing Committee of the Corporation or by any other Committee approved by it for the purpose and subject to such conditions as it may deem fit to impose.

Rule 49: Framing of Provident Fund Regulations

The Corporation any, subject to the previous approval of the Central Government , make regulations to provide for all other matters incidental to or necessary for the Provident Fund.

Rule 50: Wage limit for coverage of employee under the Act

The wage limit for coverage of an employee under sub-clause (b) of clause (9) of Section 2 of the Act shall be fifteen thousand rupees a month:

Provided that an employee whose wages (excluding remuneration for overtime work) exceed fifteen thousand rupees a month at any time after and not before the beginning of the contribution period, shall continue to be an employee until the end of that period .

Provided further that the wage limit for coverage of an employee who is a person with disability under the Persons with Disabilities(Equal Opportunities Protection of Rights and Full Participation) Act, 1995, (1 of 1996), and under the National Trust for welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act 1999 (44 of 1999) respectively, shall be twenty five thousand rupees a month.


Rule 51: Rates of contribution

The amount of contribution for a wage period shall be in respect of,-
(a) employers contribution, a sum (rounded off to the next higher rupee) equal to four and three-fourth per cent of the wages payable to an employee; and
(b) employees contribution, a sum (rounded of to the next higher rupee) equal to one and three-fourth per cent of the wages payable to an employee.



Rule 51-A: Employers Contribution in Respect of Certain Employees

(1) In respect of an employee who is a person with disability under the Persons with Disabilities (Equal Protection of Rights and Full Participation) Act, 1995(1 of 1996) and under the National Trust for Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act 1999(44 of 1999), the employer shall not be required to pay employers share of contribution up to a maximum period of three years from the date of commencement of the contribution period.
(2) The employers share of contribution in respect of such employees and for such period under sub-section (1) shall be reimbursed to the Corporation by the Central Government.

Rule 52: Exemption from payment of employees contribution .

The average daily wages during a wages period for exemption from payment of employees contribution under Section 42 shall be up to and inclusive of rupees one hundred.


Rule 53: Writing off of losses

(1) Where the Corporation is of the opinion that the amount of contribution, interest and damages due to the Corporation has become irrecoverable, the Corporation or any other officer authorised by it in this behalf may sanction the writing off of the said amount, subject to the following conditions,namely:-
(i) establishment or factory has been closed for more than five years and the whereabouts of the employer cannot be ascertained, despite all possible efforts;
(ii) decree obtained by the Corporation could not be executed successfully for want of sufficient assets of the defaulting employer; or
(iii) claim for contribution is not fully met by-
(a) the Official Liquidator in the event of factories/establishments having gone into liquidation; or
(b) the Commissioner of Payments in the event of unit being nationalised or taken over by the Government.

Rule 54: Daily rate of benefit

Daily rate of benefit (hereinafter referred to as the "Standard benefit rate", in respect of group of employees specified in the first column of the table below shall be amount respectively specified in the corresponding entry in the second column thereof.

Table

Sl. No. Average Daily Wages are Standard Benefit Rate
(in Rs)
________________________________________________________
(1) (2) (3)
________________________________________________________

1. Below Rs 28 14 or full average daily wage whichever is less
2. Rs 28 and above but below Rs 32 16
3. Rs 32 and above but below Rs 36 18
4. Rs 36 and above but below Rs 40 20
5. Rs 40 and above but below Rs 48 24
6. Rs 48 and above but below Rs 56 28
7. Rs 56 and above but below Rs 60 30
8. Rs 60 and above but below Rs 64 32
9. Rs 64 and above but below Rs 72 36
10.Rs 72 and above but below Rs 86 38
11.Rs 68 and above but below Rs 80 40
12.Rs 80 and above but below Rs 88 44
13.Rs 88 and above but below Rs 96 48
14.Rs 96 and above but below Rs 106 53
15.Rs 106 and above but below Rs 116 58
16.Rs 116 and above but below Rs 126 63
17.Rs 126 and above but below Rs 136 68
18.Rs 136 and above but below Rs 146 73
19.Rs 146 and above but below Rs 156 78
20.Rs 156 and above but below Rs 166 83
21.Rs 166 and above but below Rs 176 88
22.Rs 176 and above but below Rs 186 93
23.Rs 186 and above but below Rs 196 98
24.Rs 196 and above but below Rs 206 103
25.Rs 206 and above but below Rs 216 108
26.Rs 216 and above but below Rs 226 113
27.Rs 226 and above and below Rs 236 118
28.Rs 236 and above but below Rs 250 125
29.Rs 250 and above but below Rs 260 130
30.Rs 260 and above but below Rs 270 135
31.Rs 270 and above but below Rs 280 140
32.Rs 280 and above but below Rs 290 145
33 Rs 290 and above but below Rs 300 150
34 Rs 300 and above but below Rs 310 155
35 Rs 310 and above but below Rs 320 160
36 Rs 320 and above but below Rs 330 165
37 Rs 330 and above but below Rs 340 170
38 Rs 340 and above but below Rs 350 175
39 Rs 350 and above but below Rs 360 180
40 Rs 360 and above but below Rs 370 185
41 Rs 370 and above but below Rs 380 190
42 Rs 380 and above but below Rs. 390 195
43 Rs. 390 and above but below Rs. 400 200
44 Rs. 400 and above but below Rs. 410 205
45 Rs. 410 and above but below Rs. 420 210
46 Rs. 420 and above but below Rs. 430 215
47 Rs. 430 and above but below Rs. 440 220
48 Rs. 440 and above but below Rs. 450 225
49 Rs. 450 and above but below Rs. 460 230
50 Rs. 460 and above but below Rs. 470 235
51 Rs. 470 and above but below Rs. 480 240
52 Rs. 480 and above but below Rs. 490 245
53 Rs. 490 and above but below Rs. 500 250
54. Rs. 500 and above but below Rs. 510 255
55 Rs. 510 and above but below Rs. 520 260
56 Rs. 520 and above but below Rs. 530 265
57 Rs. 530 and above but below Rs. 540 270
58 Rs. 540 and above but below Rs. 550 275
59 Rs. 550 and above but below Rs. 560 280
60 Rs. 560 and above but below Rs. 570 285
61 Rs. 570 and above but below Rs. 580 290
62 Rs, 580 and above but below Rs. 590 295
63 Rs. 590 and above but below Rs. 600 300
64 Rs. 600 and above but below Rs. 610 305
65 Rs. 610 and above but below Rs. 620 310
66 Rs. 620 and above but below Rs. 630 315
67 Rs. 630 and above but below Rs. 640 320
68 Rs. 640 and above but below Rs. 650 325
69 Rs. 650 and above but below Rs. 660 330
70 Rs. 660 and above but below Rs. 670 335
71 Rs. 670 and above but below Rs. 680 340
72 Rs. 680 and above but below Rs. 690 345
73 Rs. 690 and above but below Rs. 700 350
74 Rs. 700 and above but below Rs. 710 355
75 Rs. 710 and above but below Rs. 720  360
76 Rs. 720 and above but below Rs. 730 365
77 Rs. 730 and above but below Rs. 740 370
78 Rs. 740 and above but below Rs. 750 375
79 Rs. 750 and above but below Rs. 760 380
80 Rs. 760 and above but below Rs. 770 385
81 Rs. 770 and above but below Rs. 780 390
82 Rs. 780 and above but below Rs. 790 395
83 Rs. 790 and above but below Rs. 800 400
84 Rs. 800 and above but below Rs. 810 405
85 Rs. 810 and above but below Rs. 820 410
86 Rs. 820 and above but below Rs. 830 415
87 Rs. 830 and above but below Rs. 840 420
88 Rs. 840 and above but below Rs. 850 425
89 Rs. 850 and above but below Rs. 860 430
90 Rs. 860 and above but below Rs. 870 435
91 Rs. 870 and above but below Rs. 880 440
92 Rs. 880 and above but below Rs. 890 445
93 Rs. 890 and above but below Rs. 900 450
94 Rs. 900 and above but below Rs. 910 455
95 Rs. 910 and above but below Rs. 920 460
96 Rs. 920 and above but below Rs. 930 465
97 Rs 930 and above but below Rs. 940 470
98 Rs 940 and above but below Rs. 950 475
99 Rs 950 and above                                   480


________________________________________________________

Rule 55: Sickness benefit

(1) Subject to the provisions of the Act and the regulations, a person shall be qualified to claim sickness benefit for sickness occurring during any benefit period if the contributions in respect of him were payable for not less than seventy-eight days in the corresponding contribution period and shall be entitled to receive such benefit at the daily standard benefit rate for the period of his sickness:

Provided that he shall not be entitled to the benefit for the first two days of sickness in the case of a spell of sickness following, at an interval of not more than fifteen days, the spell of sickness for which sickness benefits were last paid:

Provided further that sickness benefits shall not be paid to any person for more than ninety-one days in any two consecutive benefit periods

Provided also that in case of a person who becomes an employee within the meaning of the Act for the first time and for whom a shorter contribution period of less than 156 days is available, he shall be qualified to claim sickness benefit if the contribution in respect of him were payable for not less than half the number of days available for working in such contribution period.

(2) The daily rate of sickness benefits in respect of a person during any benefit period shall be seventy percent more than the "standard benefit rate" of that person during the corresponding period rounded to the next higher rupee.

Rule 56: Maternity benefit

(1) an insured woman shall be qualified to claim maternity for a confinement occurring or expected to occur in a benefit period, if the contributions in respect of her were payable for not less than seventy days in the immediately preceding two consecutive contribution periods.

(2) Subject to the provisions of the Act and the regulations, if any, an insured woman who is qualified to claim maternity benefits in accordance with sub-rule (1) shall be entitled to receive it at the daily rate specified in sub-rule (5) for all days on which she does not work for remuneration during a period of twelve weeks of which not more than six weeks shall precede the expected date of confinement :

Provided that where the insured woman dies during her delivery or during the period immediately following the date of her delivery for which she is entitled to maternity benefits, leaving behind in either case, the child, maternity benefits shall be paid for the whole of that period but if the child also dies during the said period, then for the days up to and including the day of the death of the child, to the person nominated by the insured woman, in such manner as may be specified in the regulations, and if there is no such nominee , to her legal representative.

(3) An insured woman who is qualified to claim maternity benefits in accordance with sub-rule (1) shall, in case of miscarriage or medical termination of pregnancy, be entitled, on production of such proof, as may be required under the regulations, to maternity benefits at the rates specified in sub-rule (5), for all days on which she does not work for remuneration during a period of six weeks immediately following the date of her miscarriage or medical termination of pregnancy.

(4) An insured woman who is qualified to claim maternity benefits in accordance with sub-rule (1), in case of sickness arising out of pregnancy, confinement, premature birth of child or miscarriage or medical termination of pregnancy shall, on production of such proof as may be required under the regulations, be entitled, in addition to the maternity benefits payable to her under any other provisions of the Act, for all days on which she does not work for remuneration, to maternity benefits at the rates specified in the sub-rule (5), for all days on which she does not work for remuneration during an additional period not exceeding one month.

(5) The daily rate of maternity benefit payable in respect of confinement occurring or expected to occur during any benefit period shall be equal to the "standard benefit rate" in respect of the insured woman during the corresponding contribution period, rounded to the next higher rupee, or rupees twenty whichever is higher.

Rule 56-A: Confinement expenses to an insured woman and an insured person in respect of his wife

Confinement expenses to an insured woman and an insured person in respect of his wife shall be paid a sum of Rupees seven thousand five hundred per case as medical bonus on account of confinement expenses:
Provided that the confinement occurs at a place where necessary medical facilities under the Employees State Insurance scheme are not available:

Provided further that confinement expenses shall be paid for two confinements only.

Rule 57: Disablement benefits

(1) A person shall be qualified to claim disablement benefits for temporary disablement for not less than three days (excluding the day of accident for the period of such disablement sustained as an employee under the Act .

(2) A person shall be qualified to claim periodical payment for permanent disablement sustained as an employee under the Act, whether total or partial, for such disablement:

Provided that where permanent disablement, whether total or partial, has been assessed provisionally for a limited period or finally, the benefit provided under this rule shall be payable for that limited period, or as the case may be, for life.

(3) The daily rate of disablement shall be ninety per cent of the standard benefit rate in the contribution period corresponding to the benefit period in which the employment injury occurs, rounded to the next higher rupee;

Provided that where an employment injury occurs before the commencement of the first benefit period in respect of a person,the daily rate of disablement shall be-

(i) where a person sustains employment injury after the expiry of the first wage period in the contribution period in which the injury occurs, the rate, ninety of his average daily wages in that wage period, rounded to the next higher rupee;

(ii) where a person sustains employment injury before the expiry of the first wage period in the contribution period in which the injury occurs, the rate, ninety percent of his wages actually earned or which would have been earned, had he worked for a full day of the accident, rounded to the next higher rupee

Explanation.-The disablement benefit calculated as aforesaid shall be called the "full rate".

(4) The disablement benefit shall be payable to the insured person as follows:-
(a) for temporary disablement, at full rate;
(b) for permanent total disablement, at the full rate;
(c) for permanent partial disablement resulting from an injury specified in Part II of the Second Schedule, at such percentage of the full rate which would have been payable in the case of permanent total disablement, as specified in the said Schedule as being the percentage of the loss of earning capacity caused by the injury;

(d) for permanent partial disablement resulting from an injury not specified in Part II of the Second Schedule, at such percentage of the full rate payable in the case of permanent total disablement as is proportionate to the loss of earning capacity permanently caused by the injury.

Explanation.- Where more injuries than one are caused by the same accident, the rate of benefit payable under clauses (c) and (d) shall be aggregated but not so in any case as to exceed the full rate and in cases of disablement not covered by clauses (a), (b), (c) and (d) at such rate, not exceeding the full rate, as may be provided in the regulations.

Rule 58: Dependants benefits

(1) Dependants benefit shall be paid to the dependants of the insured person who dies as a result of an employment injury, in the following manner:-
(A) In the case of death of the insured person, the dependants benefits shall be payable to his window, children and widowed mother as follows:-
(a) to the widow during life until remarriage, an amount equivalent to three-fifths of the full rate and, if there are two or more widows, the amount payable to the window as aforesaid shall be divided equally between the widows;
(b) to each legitimate or adopted son, an amount equivalent to two- fifths of the full rate until he attains the age of twenty five years:
Provided that in the case of a legitimate or adopted daughter who is infirm and who is wholly dependant on the earnings of the insured person at the time if his death, dependants benefits shall continue to be paid while the infirmity lasts:
(c) to each legitimate or adopted unmarried daughter an amount equivalent to two-fifths of the full rate :
Provided that in the case of a legitimate or adopted unmarried daughter who is infirm and is wholly dependant on the earnings of the insured person at the time of his death, dependants benefit shall continue to be paid while the infirmity lasts and she continues to be unmarred:

Provided further that if total of the dependants benefits distributed among the widow or widows and legitimate or adopted children and widowed mother of the deceased person as aforesaid exceeds at any time the full rate, the share of each of the dependants shall be proportionately reduced, so that the total amount payable to them does not exceed the amount of disablement benefits at the full rate.
(d) to the widowed mother during life an amount equal to two-fifth of the full rate.

(B) In case the deceased person does not leave a widow or legitimate or adopted child or widowed mother, dependants benefit shall be payable to other dependants as follows:
(a) to a parent other than a widowed mother or grandparent, for life, at an amount equivalent to three-tenths of the full rate and if there are two or more parents (other than the widowed mother) or grandparents, the amount payable to the parents (other than widowed mother) or grandparents as aforesaid shall be equally divided between them;
(b) to any other-
(i) male dependant, until he attains the age of eighteen years,
(ii) female dependant, until she attains the age of eighteen years or until marriage, whichever is earlier or if widowed, until she attains eighteen years of age or remarriage, whichever is earlier;
at an amount equivalent to two-tenths of the full rate:
Provided that if there be more than one dependant under clause (b) the amount payable under this clause shall be equally divided between them.

(2)The daily rate of dependants benefit shall be ninety per cent of the "standard benefit rate" in the contribution period corresponding to the benefit period in which employment injury occurs.
Provided that where an employment injury occurs before the commencement of the first benefit period in respect of a person, the daily rate of dependants benefit shall be:-
(i) where a person sustains employment injury after the expiry of the first wage period in the contribution period in which the injury occurs, the rate, ninety per cent of his average daily wages during that wage period rounded off to the next higher rupee;
(ii) where a person sustains employment injury before the expiry of the first wage period in the contribution period in which the injury occurs, the rate, ninety per cent of wages actually earned or which could have been earned had he worked for a full day on the date of accident, rounded to the next higher rupee.

Explanation.- The dependants benefit rate calculated as aforesaid shall be called the "full rate".
Provided that the total amount of the periodical monthly payment of dependants benefit payable to all eligible dependants of a deceased employee, shall not be less than one thousand two hundred rupees.

Rule 59: Funeral expenses

The amount of funeral expenses for the purpose of clause (f) of sub-section (1) of Section 46 of the Act shall be ten thousand  rupees.



Rule 60: Medical benefits to insured person who ceases to be in an insurable employment on account of permanent disablement

An insured person who ceases to be in an insurable employment on account of permanent disablement caused due to an employment injury shall be eligible to receive medical benefits for himself and his spouse at the scale prescribed under the Act and the regulations made thereunder till the date on which he would have vacated the employment on attaining the age of superannuation, had he not sustained such permanent disablement, subject to:-
(i) the production of proof by such an insured person that he ceased to be in an insurable employment on account of permanent disablement due to employment injury to the satisfaction of such officer as may be authorised by the Corporation ;and
(ii) the payment of contribution at the rate of ten rupees per month in lump sum for one year at a time in advance to the concerned office of the corporation in the manner prescribed by it.

Rule 61: Medical benefits to retired insured persons

An insured person who leaves the insurable employment on attaining the age of superannuation after being insured for not less than five years, shall be eligible to receive medical benefits for not less than five years, shall be eligible to receive medical benefit for himself and his spouse at the scale prescribed under the Act and the regulations made thereunder, subject to :-
(i) the production of proof of his superannuation and having been in the insurable employment for a minimum of five years to the satisfaction of such officer as may be authorised by the Corporation; and
(ii) the payment of contribution at the rate of ten rupees per month in lump sum for one year at a time in advance to the concerned officer of the Corporation in the manner prescribed by it.

Rule 61A: Income limit of dependent parents for eligibility to medical benefit

The income of dependent parents for eligibility to medical benefit under sub-clause (v) of clause (11) of Section 2 of the Act from all sources should not exceed five thousand rupees in a month.

Rule 62: Bar on grant of cash benefits

Where an insured person is convicted under Section 84 of the Act, he shall not be entitled to any cash benefit admissible under the Act for a period of three months for first conviction and six months for each subsequent conviction from the date or receipt of judgement of the court in the concerned office of the Corporation.