Employees Provident Fund Scheme

Nominations, Payments and Withdrawals From The Fund


Section 69: Circumstances in which accumulations in the Fund are payable to a member

(1) a member may withdraw the full amount standing to his credit in the Fund-

(a) On retirement from service after attaining the age of 58 years :
Provided that a member, who has not attained the age of 58 years at the time of termination of his service, shall also be entitled to withdraw the full amount standing to his credit in the Fund if he attains the age of 58 years before the payment is authorised;
(b) on retirement on account of permanent and total incapacity for work due to bodily or mental infirmity duly certified by the medical officer of the establishment or where an establishment has no regular medical officer, by a registered medical practitioner designated by the establishment;
(c) immediately before migration from India for permanent settlement abroad or for taking employment abroad;
(d) on termination of service in the case of mass or individual retrenchment:
(dd) on termination of service under a voluntary scheme of retirement framed by the employer and the employees under a mutual agreement specifying, inter alia, that notwithstanding the provisions contained in subclause (a) of clause (oo) of Section 2 of the Industrial Disputes Act, 1947, excluding voluntary retirements from the scope of definition of "retrenchments" such voluntary retirements shall for the purpose be treated as retrenchments by mutual consent of the parties;

(e)Omitted

(f) Omitted.

(1-A) For the purpose of clause (b) of sub-paragraph (1)-
(i) where an establishment has been closed, the certificate of any registered medical practitioner may be accepted;
(ii) where there is no medical officer in the establishment, the employer shall designate a registered medical practitioner stationed in the vicinity of the establishment; or
(iii) where the establishment is covered by the Employees State Insurance Scheme, medical certificate from a medical officer of the Employees State Insurance Dispensary with which or from the Insurance Medical Practitioner with whom, the employee is registered under that Scheme, shall be produced :
Provided that where by mutual agreement of employers and employees, a Medical Board exists for any establishment or a group of establishments, a certificate issued by such Medical Board may also be accepted for the purpose of this paragraph:

Provided further that it shall be open to the Regional Commissioner to demand from the member a fresh certificate from a Civil surgeon or any doctor acting on his behalf where the original certificate produced by him gives rise to suspicion regarding its genuineness :

Provided further the entire fee of the Civil Surgeon or any doctor acting in his behalf shall be paid from the Fund in case the findings of the Civil Surgeon or any doctor acting on his behalf agree with the original certificate and that where such findings do not agree with the original certificate, only half of the fee shall be paid from the Fund and the remaining half shall be debited to the members account;

(iv) a member suffering form tuberculosis or leprosy or cancer, even if contracted after leaving the service of an establishment on ground of illness but before payment has been authorised, shall be deemed to have been permanently and totally incapacitated for work.

(2) Omitted
(3) Omitted.
(4) Deleted.

(5) Omitted

(6) Omitted.
Related Keywords
Dismissal, Discharge, Termination  Employee Leaving The Company  Provident Fund  Retirement  Retrenchment