Framing of the Scheme –(l) The Central Government shall formulate and notify, from time to time, suitable welfare schemes for unorganised workers on matters relating to—
(a) life and disability cover;
(b) health and maternity benefits;
 (c) old age protection; and
(d) any other benefit as may be detennined by the Central Government.

(2) The schemes included in the Schedule I to this Act shall be deemed to be the welfare schemes under
subsection (1).

(3) The Central Government may, by notification amend the Schedules annexed to this Act.

(4) The State Government may formulate and notify, from time to time, suitable welfare schemes for
unorganised workers, including schemes relating to—

(a) provident fund;
(b) employment injury benefit;
(c) housing;
(d) educational schemes for children;
(e) skill upgradation of workers
(f) funeral assistance; and
(g) old age homes.